Simple pricing

Plans that match your situation.

Start free. Upgrade when your case requires it. No locked-in contracts.

Payments launching soon — sign up now to secure your spot.

Free

Credit Readiness Snapshot

See where you stand. Run your first credit profile snapshot and understand your issue type.

✓1 case (FCRA or FDCPA)
✓Intake wizard & classification
✓Collection account analysis
✓2 letter drafts
✓Document vault (up to 5 files)
✓Timeline tracker

Start Free

Personal Builder

Full personal credit workflow

$29/month

Everything you need to manage personal credit report disputes and debt collection issues.

✓Unlimited FCRA + FDCPA cases
✓All 17 letter templates
✓Full timeline tracking with deadlines
✓Document vault (up to 50 files)
✓Credit readiness score
✓Letter status tracking
✓Email deadline reminders

Start Personal Builder

Most Popular

Personal + Business

Personal credit + business credit builder

$79/month

Full personal credit management plus the business credit builder module for entrepreneurs.

✓Everything in Personal Builder
✓Business Credit Builder module
✓Entity formation checklist
✓Vendor tradeline tracker
✓Net-30 account tracking
✓Lender-readiness score
✓Unlimited document vault

Start Personal + Business

Pro

Advanced workflows + AI Copilot

$199/month

Full platform access with AI Credit Strategy Copilot, escalation tracking, and priority support.

✓Everything in Personal + Business
✓AI Credit Strategy Copilot
✓Escalation tracker
✓CFPB complaint workflow
✓Attorney referral workflow
✓Priority email support
✓Early access to new features

Start Pro

All plans include:

✓ FCRA & FDCPA classifier✓ Collection account analysis✓ Legal disclaimer on all letters✓ No credit card required to start✓ Cancel anytime

CreditProof AI is an educational and organizational tool. It is not a law firm, credit repair organization, or financial advisor. No plan or feature guarantees the deletion, modification, or scoring impact of any credit report item. Outcomes depend on the accuracy of information furnished to consumer reporting agencies and the application of applicable law to your specific facts. Read full legal disclaimer